Travel Insurance to Paris
Stipulating travel insurance before coming to Paris might be a good idea if you want to stay 100% sure that no accident will find you unprepared. But, to figure out if stipulating it is the choice you want to make, here is some useful information.
Do you need travel insurance in Paris? How to stipulate it? What is covered?
Travel Insurance to Paris, what’s covered
If you are evaluating different types of travel insurance, it is useful to collect information about what’s covered with travel insurance to Paris.
Insurance for traveling usually covers:
- Medical expenses, in case of accidents and diseases. Also, some insurances include hospital benefits.
- Cancellations or cutting short your holiday. Plus, some travel insurance to Paris covers the abandonment of your trip or if you have delayed departure. Also, your travel insurance may cover scheduled airline failures.
- Some of them cover your accommodation, in case you have trouble with what you have booked for.
- You can ensure personal belongings such as baggage, money, passport, and travel documents.
- Some travel insurances also cover legal expenses.
What makes people buy travel insurance is that you have full assistance during your trip to any accidents. Also, you feel more covered for any risk.
Travel insurance to Paris formulas
If you would like to buy travel insurance for Paris but you think that it might be way too expensive, chill! Actually, there are so many types of travel insurance that you will surely find the perfect one for you. You can choose between health insurance, travel insurance, travel policies, low-cost insurances, and more expensive ones.
Low-cost insurance to Paris costs around 10 euros per adult, for 5 days. As you might already understand, insurance varies on the number of people, and on the lasting of your stay. Also, travel insurance varies on the country you are going to. For example, low-cost insurances to the USA cost 3 euros per day (per person)!
When you come to Paris with your family, and you want to stipulate travel insurance, just note that under 18 might have special discounts. Also, pay attention to agencies that offer special travel insurance to Disneyland Paris. Even if Disneyland is an amusement park, and you would like to have only happy thoughts linked to it, since it is huge and you usually go there with children and kids, it is not a bad idea to buy travel insurance to Disneyland. You can also opt for insurance for people with pre-existing medical conditions.
Good to know: If you book your flight ticket with your credit card, you may have travel insurance to Paris included!
European Health Insurance Card
If you are an EU citizen, you can ask for the European Health Insurance Card. It is a card valid for European citizens that allows you to access to health services in France, and in Paris, with the same rights of FR people. You can ask for your card to your local health authority. It is valid in the 27 countries of Europe and you can always use it after your stay in Paris.
Anyway, the European Health Insurance Card does not cover extra services that are super expensive. Such as ambulance transfer, private clinics, and air repatriation.
Travel insurance to Paris, Frequently Asked Questions
I always try to give the answers to the frequently asked questions about the topic I decide to write about. Here are the most popular questions and answers about travel insurance to Paris.
Do I need travel insurance for Paris?
Well, if you don’t have a European Health Insurance Card or you are traveling overseas, I suggest buying one. If you don’t want to spend too much on it, you can opt for low-cost insurance and be covered with basic features anyway.
How much does travel insurance cost?
Usually, travel insurance costs from 4% to 10% of your pre-paid total. That means that if your travel costs 5000 dollars, your travel insurance will cost around 250-500 $. That is just an example! I strongly recommend looking for different price quotations!
Do you need any vaccinations to go to France?
Yes, if you are coming to France, there are some recommended vaccines. Here is the list of recommended vaccinations for who is coming to Paris: hepatitis A, hepatitis B, rabies, meningitis, polio, measles, mumps and rubella (MMR), Tdap (tetanus, diphtheria, and pertussis), chickenpox, shingles, pneumonia, and influenza.
Do you need a Travel medical insurance for Europe?
If Paris is not your destination, but you are just a US citizen who is coming to Europe, it is good to know that Travel medical insurance for Europe is recommended to whoever is coming to Europe. As I said, insurances are even more recommended to those who travel overseas.
How much does it cost to see a doctor in France?
Well, as in your home country, the cost of a doctor’s visit varies on if you are going to a private doctor or not and on the type of visit you need. Anyway, prices vary from 30 to 100 $.
Do you have to pay for hospital treatment in France?
In case you need to go to the hospital in France, I suggest collecting information at any time. That is because you might be charged with part of your treatment, while part of it may be getting back through the insurance. Be always aware of what you might be paying for!
Do doctors speak English, in France?
In France, doctors must take English classes. But, as every student in the world, this does not mean that they can speak English fluently.
What happens if you don’t have an EHIC card?
This question is often made by European citizens since it is for those who might have had the European Health Insurance Card. If you forget this card at home, or you just can’t use it because you need a private treatment, you must pay with your money in advance. Then, once you get home, you can ask for reimbursement.